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Taylor & Francis

Prepare your manuscript for North American Actuarial Journal.

Review the checklist, choose your article type, and turn your draft into a cleaner submission package.

Checked 2026-08-02
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Article types

Review
Editorial
Clinical Trial
Protocol
Letter
Systematic Review
Lectio

Readiness requirements

Review the key details below, or download the complete checklist with every stored source-backed requirement.

Abstract length

  • Provide an author-written abstract of no more than 400 words.
  • Use a unstructured abstract.
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  • Should contain an unstructured abstract of 200-400 words.
  • Articles and discussion papers should include an abstract of 200-400 words that describes the problem under consideration, the method of analysis, the findings of the paper, and the practical applications of the results.
  • Each paper should include an abstract that describes the problem under consideration, the methods of analysis, the findings of the paper, and the practical applications of the results in 200-400 words.
  • Please do not cite references in the abstract.
  • Your abstract should focus on what your research is about, what methods have been used, and what you found out.
  • The instructions for authors for each journal will give specific guidelines on what’s required here, including whether it should be a structured abstract or graphical abstract, and any word limits.

Keywords

  • Do not include keywords.

Reference style

  • Articlo formats your supplied references in Harvard style and checks that citations match the reference list; source validity is not verified.
  • References should be cited parenthetically in the text by author surname(s) and year, in accordance with The Chicago Manual of Style (17th ed.) guidelines: 1 author (Smith 2010) 2 authors (Smith and Jones 2010) 3 authors (Smith, Jones, and Smythe 2010) 4 or more authors (Smith et al. 2010) North American Actuarial Journal Instructions for Authors 7 When available, page numbers should be included in citations of direct quotations.
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  • Readers should be able to interpret the table without reference to the text.
  • Appendices should be located after the references.
  • All references in the list should be ordered alphabetically by the first author’s surname.
  • We do not use a numbered reference system.
  • A declaration must be included within the submission stating: Confirmation the authors take full responsibility for the integrity of the whole content, including accuracy of references.

Figure and table rules

  • Keep every figure and table numbered, captioned, and cited in the manuscript. Keep figures embedded; Articlo also extracts numbered source files for the package.
  • Group figures at the end of the manuscript.
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  • Group tables at the end of the manuscript.
  • Figures should be high quality (1200 dpi for line art, 600 dpi for grayscale and 300 dpi for colour, at the correct size).
  • Tables and figures Show clearly in your article text where the tables and figures should appear, for example, by writing [Table 1 near here].
  • Keep in mind that all artwork upon acceptance should be high-quality digital artwork, 300 dpi or higher; EPS, TIFF, or PSD format only, and submitted as separate files at that stage, not embedded in text files.
  • Figures should be saved separately from the text.
  • Tables should present new information rather than duplicating what is in the text.
  • All tables, figures, and charts must include a source if they are not original or if they have been published elsewhere.
  • Additionally, equations and tables must be editable for production purposes.
  • Subhead D Table and Figure Guidelines Upon acceptance, authors must submit editable tables and figures in separate files from the text of the paper.
  • Tables and figures must include a source if they are not original or have been published elsewhere.
  • If several tables and/or figures are reproduced from the same source, permission to reprint must be obtained by contacting the copyright holder.
  • Additional information should be placed in a note or footnotes at the bottom of the table or figure.
  • Illustrations submitted (line drawings, halftones, photos, photomicrographs) should be clean originals or digital files.
  • Please include any graphic elements (tables, charts, graphs, and figures) that are part of the paper.
  • All tables, figures, and charts must include a source if they are not original or have been published elsewhere.
  • It’s very important that you have been given permission to use any tables or figures you are reproducing from another source before you submit.
  • Figures should be supplied in one of our preferred file formats: PS, JPEG, TIFF, or Microsoft Word (DOC or DOCX) files are acceptable for figures that have been drawn in Word.
  • Though not required, authors are encouraged to submit separate files for tables and figures at the submission stage; upon acceptance, separate electronic files are required, and further instructions for submitting figure artwork and tables will be provided.
  • Tables and figures should include a title.
  • When designing figures, please keep the following principles in mind: • Charts, graphs, tables, and figures should be easy to read and clutter-free.
  • Check the instructions for authors to see how you should supply tables and figures, whether at the end of the text or in separate files, and follow any guidance given on the submission system.

Funding statement

  • Add or confirm the author-written Funding statement; Articlo flags it if author input is still needed.
  • You should declare only the acquired funds and grants that are directly relevant to the work reported in your article; for example, This work was supported by the [Funding Agency #1] under Grant [number xxxx]; [Funding Agency #2] under Grant [number xxxx]; and [Funding Agency #3] under Grant [number xxxx].
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  • North American Actuarial Journal Instructions for Authors 2 Manuscript Organization To maintain the integrity of the double-blind peer-review process, authors are asked to submit two copies of their papers: one copy without any author identifying and funding information or acknowledgments (i.e., “without author details”) and another that includes full author identifying and funding information and acknowledgments (i.e., “with author details”).
  • Acknowledgments: The “full author version” of original manuscripts and revisions should include a separate section with acknowledgments and funding information. (Authors are also asked to enter grant and funding information in a text box in the NAAJ Submission Portal (previously Manuscript Central)).
  • The author(s) of the original paper will be forwarded a copy of the discussion in case they wish to reply.

Competing interests

  • Include or confirm the competing interests required by the journal. Articlo checks this item and flags anything that still needs author input.

Data availability statement

  • Data Sharing Authors may, though they are not required, to share data underlying their research and include a data-sharing statement.

Ethics statement

  • Include or confirm the ethics statement required by the journal. Articlo checks this item and flags anything that still needs author input.

Blinded manuscript

  • Remove author names, affiliations, acknowledgements, and other direct identifiers from the blinded manuscript file.
  • The PDF should be uploaded as the “Manuscript - with author details”/“Manuscript - anonymous” file.
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  • Authors are asked to submit two copies of their manuscript: one copy that is blinded, (referred to in the NAAJ Submission Portal as “anonymous”)— and another that includes author identifying information (referred to in the NAAJ Submission Portal as “with author details”).

Cover letter

  • Using Third-Party Material You must obtain the necessary permission to reuse third-party material in your article.
  • The use of short extracts of text and some other types of material is usually permitted, on a limited basis, for the purposes of criticism and review without securing formal permission.
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  • If you wish to include any material in your paper for which you do not hold copyright, and which is not covered by this informal agreement, you will need to obtain written permission from the copyright owner prior to submission.

Author contributions

  • Submitting authors should be prepared to submit CRediT roles for themselves and their co-authors (where applicable) as part of the submission process.

Supplementary files

  • Include every cited supplementary file and use matching labels in the manuscript.

Title page and author information

  • Provide the author, affiliation, and correspondence details for the separate title page; Articlo creates the editable companion file.
  • All authors of a manuscript should include their full name and affiliation on the cover page of the manuscript.
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  • Authors also are asked to enter certain information into text boxes in the NAAJ’s Submission Portal. (Submission Portal, formerly Manuscript Central, is where authors submit, track and manage their work, including resubmissions.) The copy of your paper with full author details should be organized as follows and include the full information as you wish it to be published: • Title page: Include paper title and full name of the corresponding author and full names of all coauthors and their contact information (company or institution address, including postal code, phone and fax numbers, and e-mail address).
  • One author will need to be identified as the corresponding author, with their email address normally displayed in the article PDF (depending on the journal) and the online article.

Article structure and word limits

  • Margins Margins should be at least 2.5cm (1 inch).
  • Digital files should follow these guidelines: 300 dpi or higher; sized to fit on a journal page; North American Actuarial Journal Instructions for Authors 6 EPS, TIFF, or PSD format only; and submitted as separate files, not embedded in text files, upon a paper’s acceptance for publication.
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  • These instructions will ensure we have everything required so your paper can move through peer review, production and publication smoothly.
  • Your research funder or your institution may require you to publish your article open access.
  • Use our APC finder to view the APC for this journal.
  • You will also need to upload your LaTeX source files, which should be uploaded as a single zip file alongside your submission and marked as “LaTeX Source Files”.
  • Types of papers published include but are not limited to those that • Present original research or new applications of existing research in actuarial science.
  • Discussions should be brief, pertinent to the article, and professional in tone.
  • Please submit discussions to the editor in chief and author replies through the NAAJ Submission Portal.
  • Whenever a data set is used, its source should be fully documented.
  • Use for third-level subsections as well as theorems, lemmas, propositions, and corollaries.
  • Use for fourth-level subsections as well as proofs, remarks, definitions, axioms, cases, problems, and examples.
  • Therefore, do not use color to distinguish graph lines; use dotted lines, squares, triangles, diamonds.
  • Use small multiples to promote comparisons and assess change.
  • Use complex graphs to portray complex patterns.
  • Use graphical forms that promote comparisons.
  • Appendix display math should be numbered separately.
  • Use a dash to indicate a range, not a division symbol or a tilde.
  • Before you submit your article, make sure you’ve checked the instructions for authors for your chosen journal, so you are aware of everything required.
  • Most journals create image descriptions during the production process, but a minority may require authors to provide image descriptions.
  • Review: Running heads and received dates These aren’t required when submitting a manuscript for review.
  • A declaration must be included within the submission stating: Originality and accuracy of content has been confirmed by the authors.
  • Authors must provide full methodological details and adhere to relevant reporting guidelines where applicable.
  • Authors must retain the original and revised versions which must be shared upon request.
  • The PLSP guidelines for authors must be followed at all times.
  • Please use SI units (non-italicized).
  • JEL Classification: Authors should include at least one classification code according to the Classification System for Journal Abstracts as used by the Journal of Economic Literature.
  • Papers may be submitted in Word or LaTeX format, although if you submit in LaTeX, please convert the files to PDF beforehand (you will also need to upload your LaTeX source files with the PDF).
  • You may wish to know that Taylor & Francis also provides an Open Access Cost Finder in the instance that you may wish to publish your article as “Open Access” should it be accepted for publication.
  • Special characters If you are preparing your manuscript in Microsoft Word and your article contains special characters, accents, or diacritics, we recommend you follow these steps: European accents (Greek, Hebrew, or Cyrillic letters, or phonetic symbols): choose Times New Roman font from the dropdown menu in the “Insert symbol” window and insert the character you require.
  • Special characters If you are preparing your manuscript in Microsoft Word and your article contains special characters, accents, or diacritics, we recommend you follow these steps: Asian languages (such as Sanskrit, Korean, Chinese, or Japanese): choose Arial Unicode font from the dropdown menu in the “Insert symbol” window and insert the character you require.
  • The authors do not know the identities of the reviewers, and the reviewer-referees do not know the names of the authors.
  • Do not insert embedded math graphics, etc. that will have to be retyped and formatted by the typesetter, which may introduce errors.
  • If you are at the early stage of your research, you may also need to read how to start writing a journal manuscript.
  • Image descriptions are typically used by systems such as pronouncing screen readers to make images accessible to people that cannot read or see the object due to a visual disability.

Reporting guidelines

  • Include or confirm the reporting guidelines required by the journal. Articlo checks this item and flags anything that still needs author input.

Preprints and prior publication

  • This is required even if the copyrighted material is from one of the author’s own previously published papers.
  • If you have shared an earlier version of your Author’s Original Manuscript on a preprint server, please be aware that anonymity cannot be guaranteed.

Artificial intelligence disclosure

  • Add or confirm the author-written Artificial intelligence statement; Articlo flags it if author input is still needed.
  • Please include a statement disclosing whether and how generative AI has been used in the research and manuscript preparation process.
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  • Use of AI tools as part of ethical research studies is permitted.
  • A declaration must be included within the submission stating: The name and version number of the AI tool used.
  • Systematic Review: Use of AI tools as part of ethically conducted literature reviews, systematic reviews, meta-analysis and bibliometrics studies is permitted.
  • Use of AI tool assisted plain language summaries (PLS) of authors own work is permitted.
  • Please read our guidance on using AI tools in your research and manuscript preparation to understand scenarios where their use may be permissible, and the required information that must be disclosed.
  • A declaration must be included within the submission stating: Confirmation the authors have checked terms of use for the specific AI tool used, and therefore confirm suitability for publication.
  • Large language models, generative AI, and chatbots do not meet authorship criteria.

Article type and manuscript length

  • References should be listed in a separate section at the end of the main text.
  • Feature Articles and Discussion Papers Articles and discussion papers should be written with the following elements in the following order: title page; abstract; main text introduction, materials and methods, results, discussion; acknowledgments; declaration of interest statement; references; appendices (as appropriate); table(s) with caption(s) (on individual pages); figures; figure captions (as a list).
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  • Structure Your paper should be compiled in the following order: title page; abstract; keywords; main text introduction, materials and methods, results, discussion; acknowledgments; declaration of interest statement; references; appendices (as appropriate); table(s) with caption(s) (on individual pages); figures; figure captions (as a list).

Language and text style

  • Please use American spelling style consistently throughout your manuscript.
  • Please use double quotation marks, except where “a quotation is ‘within’ a quotation”.
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  • Please note that long quotations should be indented without quotation marks.
  • Headings This will show you the different levels of the heading section in your article: Fourth-level headings should be in bold italics, at the beginning of a paragraph.
  • Headings This will show you the different levels of the heading section in your article: Fifth-level headings should be in italics, at the beginning of a paragraph.
  • Avoid excessive use of abbreviations and acronyms, and do not define an acronym if it is not used again. (Some exceptions may apply.) Foreign words and phrases commonly used in English or in the field should not be italicized (ad hoc, a posteriori).
  • Headings This will show you the different levels of the heading section in your article: Second-level headings should be in bold italics, with an initial capital letter for any proper nouns.
  • Headings This will show you the different levels of the heading section in your article: Third-level headings should be in italics, with an initial capital letter for any proper nouns.

Manuscript structure

  • The order of add-ons should be (1) footnotes, (2) notes, and (3) sources.
  • Similarly, papers reporting results based on computation should provide enough information so that readers can evaluate the North American Actuarial Journal Instructions for Authors 4 quality of the results.
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  • Sections should be numbered as follows: 1.
  • Use lowercase letters of the alphabet (a, b, c) for footnotes.
  • Mathematical Material Display math should be numbered with Arabic numerals either consecutively through the paper or by section.
  • Please limit the use of footnotes.
  • Use for main sections of the paper.
  • Use for subsections of the main sections.
  • Headings This will show you the different levels of the heading section in your article: First-level headings (e.g. Introduction, Conclusion) should be in bold, with an initial capital letter for any proper nouns.
  • Authors must retain full records of the methods undertaken, including full descriptions and records of the prompts used, which must be shared with the journal upon request.
  • Do not number in conjunction with section numbers (2.1, 2.2, 2.3).

Statistical reporting

  • Use a period rather than a comma to indicate a decimal point, and use a zero before the decimal point, even in probabilities or other statistics where you cannot have a value larger than 1.

Study reporting guidelines

  • Authors must provide full methodological details and adhere to relevant reporting guidelines where applicable (e.g. CONSORT-AI, STARD-AI, GAMER, TRIPOD-AI, etc).
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What your package checks

Abstract: 400 words
Paper: 400 words
References: Harvard
Title page: separate file
Declarations: Funding, Artificial intelligence
Format: Times New Roman

Source transparency

This preparation guide uses published journal-specific author requirements. Journal instructions can change, so authors should complete a final review before submission.

Open official guideline source